Unlock Additional Benefits: Riders for Your Ethos Life Insurance
Are you a Burbank resident looking to enhance your life insurance policy? With Ethos, you can tailor your coverage by adding riders—customized features that provide extra protection and benefits. Let’s explore some of the options available to ensure you and your loved ones have the best security possible.
What Are Riders?
Riders are add-ons to your base life insurance policy that provide additional benefits. While they increase your premium, they can offer significant value to your coverage. Here are some riders you might consider:
- Family Income Benefit: Offers monthly payments plus a lump sum if the policyholder passes away, ensuring that your family's financial needs are met.
- Disability Waiver of Premium: If you become disabled and can’t work, this rider pauses your premium payments, ensuring your coverage remains intact.
- Long-Term Care: Covers costs for in-home or nursing care, providing peace of mind if you require help as you age.
- Accelerated Death Benefit: Gives access to a portion of your death benefit if you’re diagnosed with a terminal illness, helping with medical expenses.
- Travel Accident: Increases your payout if death occurs due to a travel accident, adding an extra layer of security while you’re on the go.
Why Consider Adding Riders?
Adding riders to your Ethos life insurance policy can significantly enhance your financial security. Consider the following benefits:
Benefit | Description |
---|---|
Comprehensive Coverage | Address various life events and uncertainties that can impact your finances. |
Flexibility | Choose riders based on your unique situation and needs, tailoring your policy. |
Peace of Mind | Knowing you have additional safety nets can alleviate potential financial burdens on your loved ones. |
Take Action Now!
Don’t leave your family’s financial security to chance. Adding riders to your Ethos policy can provide you with customized benefits designed to fit your lifestyle and needs. With a simple online application and no medical exams required, securing your peace of mind is just a click away.
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