Secure Your Family's Future: Ethos’s 30-Year Term Life Insurance
As a mortgage planner in California, ensuring that your clients are financially secure is a top priority. One critical aspect often overlooked is how life insurance can help protect their family homes and maintain their standard of living in the event of an untimely death. Ethos’s 30-year term life insurance can provide the peace of mind that you and your clients need.
Why Consider 30-Year Term Life Insurance?
Life is unpredictable, and for mortgage planners, understanding how to effectively safeguard your clients’ investments is essential. Here’s how Ethos's 30-year term life insurance can be a game-changer:
- Tax-Free Death Benefit: Guarantees funds to cover mortgage payments and other debts, ensuring loved ones retain their home.
- Fixed Premiums: Affordable monthly payments (approximately $39/month for a healthy 40-year-old) provide budget stability.
- No Medical Exam Required: The application process is entirely online, taking only 5-10 minutes and includes minimal health questions.
- Instant Approval: Many clients receive same-day approvals, allowing them to quickly secure their coverage.
The Financial Safety Net
Imagine the relief your clients will feel knowing they have a safety net in place. The Ethos 30-year term policy is tailored to meet various financial responsibilities, helping clients estimate their coverage needs with the DIME formula:
| Coverage Component | Example Amount |
|---|---|
| Debt | $50,000 in loans |
| Income | $1,000,000 (based on $100,000 salary x 10 years) |
| Mortgage | Remaining home loan balance |
| Education | Future schooling costs |
Act Now for Your Clients’ Peace of Mind
Securing life insurance means your clients can focus on building their futures without worrying about unforeseen circumstances. It’s essential for mortgage planners to encourage clients to act promptly. Rates rise with age, and securing a plan sooner rather than later can save money in the long run.
If you care about your clients’ financial well-being and want to help them establish long-lasting protection, now is the time to consider Ethos’s 30-year term life insurance. Their comprehensive policy options ensure your clients can have it all—affordable premiums, instant coverage, and peace of mind.
