Discover How Ethos’s 20-Year Term Life Insurance Can Secure Your Family’s Financial Future
As parents in California, ensuring the financial security of your children is likely a top priority. Life insurance can be a critical part of this plan, providing peace of mind and financial support for your loved ones in case of the unexpected. This is where Ethos’s 20-year term life insurance comes into play, offering an affordable option that puts family first.
Why Choose Ethos’s 20-Year Term Life Insurance?
Ethos stands out by providing budget-friendly life insurance policies that don’t compromise on essential coverage. Here are a few reasons why this might be the right choice for you:
- Affordable Premiums: Starting as low as $26/month for a healthy applicant, you can secure a policy worth up to $500,000.
- Protect Your Loved Ones: Cover significant expenses such as:
- Funeral costs ($7,000-$12,000).
- Outstanding debts including mortgages.
- Children’s future education costs.
- Simple Process: Apply online in approximately 5-10 minutes—no medical exam required!
Understanding Your Coverage Needs
To determine the appropriate coverage amount, consider using the DIME formula:
| Factor | Description |
|---|---|
| Debt | Total outstanding debts (e.g., $50,000 in loans). |
| Income | Your annual salary multiplied by the years of support your family would need (e.g., $100,000 x 10 = $1M). |
| Mortgage | Remaining balance on your home loan. |
| Education | Costs for children's schooling and college tuition. |
Get Started Today
Don’t wait until it’s too late! Ethos’s 20-year term life insurance can provide your family with essential financial security at an affordable rate. By planning now, you’re making a responsible choice to safeguard your children’s future. So why delay?
Get My PriceNote: Pricing and coverage options are estimates and subject to underwriting approval. For accurate quotes and personalized advice, please contact a customer service representative.
