Is Ethos’s 20-year term life insurance ideal for healthy California adults?
PostsIs Ethos’s 20-year term life insurance ideal for healthy California adults?

Is Ethos’s 20-year term life insurance ideal for healthy California adults?

2 min read
Is Ethos’s 20-Year Term Life Insurance the Right Choice for Health-Conscious Californians?

Find Out If Ethos’s 20-Year Term Life Insurance is Right for You!

With the ever-growing uncertainties of life, securing your family's financial future has become more important than ever. Life insurance provides peace of mind when it matters most, ensuring that your loved ones are taken care of in case the unexpected happens. If you're a healthy adult in California, Ethos's 20-year term life insurance could be an ideal fit for your needs. Let's explore why.

Why Consider 20-Year Term Life Insurance?

  • Affordability: Typically ranges from $26 to $65 per month for a healthy 35-year-old securing $500K to $1M in coverage.
  • Peace of Mind: Provides financial support for funeral expenses, living costs, or even your children's education.
  • Flexibility: Choose coverage terms that work best for your family, whether it’s 10, 20, or even 30 years.

What Makes Ethos’s Policy Stand Out?

Feature Details
Instant Approval Get covered quickly—apply online in just minutes!
No Medical Exam Required Just answer a few health questions to qualify.
30-Day Money-Back Guarantee Change your mind? Cancel anytime with no fees.

Calculate Your Coverage Needs Using DIME

The DIME formula helps assess how much coverage you truly need:

  • Debt: Total outstanding debts (e.g., $50,000 in loans)
  • Income: Your annual salary multiplied by the years of financial support needed (e.g., $100,000 x 10 years = $1M)
  • Mortgage: Remaining balance on your home loan
  • Education: Estimated costs for your children's schooling

Why Act Now?

Purchasing life insurance when you are healthy means lower rates and better options. Delaying your decision can lead to higher premiums as you age or if your health changes. Your family's financial security is a priority, and Ethos’s plans offer straightforward policies without unnecessary complications.

Still not sure? Reach out to an Ethos representative for personalized assistance. Remember, all quotes are estimates and specific rates will be finalized after underwriting, so it's wise to consult with a customer service rep for accurate information.

Get My Price


Disclaimer: All prices are estimates and subject to change

Written by

Get My Instant Life Insurance Quote.

California Residents Only. Links To Our Partners at Ethos Life Insurance!