Can Oakland seniors get coverage without a medical exam
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Can Oakland seniors get coverage without a medical exam

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Oakland Seniors: Get Life Insurance Without a Medical Exam

Oakland Seniors: Life Insurance Made Easy – No Medical Exam Needed

As we age, ensuring our loved ones are financially secure becomes a priority for many of us. Life insurance can provide peace of mind, but the thought of undergoing a medical exam can be daunting, especially for our seniors. If you're in Oakland and looking for a simple way to secure coverage, we're here to help you understand your options.

Why You Should Consider Life Insurance

Having life insurance means protecting your family's financial future. Here’s what a life insurance policy can help cover:

  • Funeral costs (averaging $7,000-$12,000)
  • Outstanding debts such as mortgages or credit cards
  • Future education expenses for children or grandchildren
  • Everyday living costs or income replacement

Coverage Options for Seniors

For seniors aged 66-85, Ethos offers a unique solution with guaranteed approval, meaning no medical exam is required. Here are details on the coverage available:

Policy Type Key Features
Whole Life Insurance
  • Lifelong coverage with guaranteed payouts
  • Builds cash value over time
  • Fixed premium rates
Guaranteed Issue Policy
  • No medical questions for ages 66-85
  • Coverage from $1,000 to $30,000
  • Fully underwritten within minutes

Getting Started is Simple!

The application process is straightforward and can be completed online in about 5-10 minutes. You’ll need to provide some basic information, but you won’t have to deal with a long medical exam. Here’s how it works:

  1. Get a Quick Quote: Provide details about your health to get an estimate.
  2. Fill Out the Application: Complete the online form securely.
  3. Activate Your Coverage: Enjoy instant approval, often the same day!

Secure Peace of Mind Today

Don’t wait until it’s too late. The sooner you secure life insurance, the lower your premiums can be, especially as a senior. Cover your final expenses and give your family the assurance they need.

Get My Price


Disclaimer: All quotes are estimates and subject to underwriting. Please verify with a customer service representative for final rates.

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