Who in California Needs Ethos’s 20-Year Term Life Insurance for Mortgage Protection?
Owning a home is one of the most significant investments we can make. But have you considered what happens to that investment if something unexpected occurs? In California, where home values are soaring, ensuring that your mortgage is covered can offer vital peace of mind.
Who Should Consider This Coverage?
- Young Families: If you have dependents, your family would benefit from financial stability should you be unable to provide.
- New Homeowners: Just purchased your first home? Fortify your mortgage and ensure your loved ones can stay secure.
- Anyone with Debts: Cover outstanding loans and mortgages to prevent passing financial burdens onto loved ones.
Why Opt for 20-Year Term Life Insurance?
Here's how Ethos’s 20-year term life insurance can create a safety net for your loved ones:
| Benefits | Description |
|---|---|
| Affordable Premiums | Coverage options for as low as $26/mo for a healthy 35-year-old. |
| No Medical Exam | Quick application process in about 5-10 minutes. |
| Instant Coverage | Often receive same-day approval and coverage starts after the first payment. |
| Peace of Mind | Secure your family’s financial future, allowing them to maintain their quality of life. |
How Much Coverage Do You Need?
Utilize the DIME formula to assess your coverage needs:
- Debt: Total outstanding debt including your mortgage.
- Income: Multiply your annual salary by the years you want to support your family.
- Mortgage: Include the remaining balance of your mortgage.
- Education Costs: Factor in future educational expenses for your children.
Act Now for Your Family’s Security
With Ethos’s 20-year term life insurance, you can safeguard your home and provide a financial buffer for your loved ones. The sooner you act, the more affordable your premiums will be!
Get My PriceDisclaimer: All prices are estimates and subject to change based on underwriting
